15 Ridiculously Simple Micro Habits That Will Change Your Life
The key to succeeding. It is not some extreme measure like waking up at dawn or taking freezing cold baths. No, as it is micro habits that are small, simple actions that, when repeated, can bring about massive change in your finances, health, mental state and life in general over time.
Hey there, welcome to my blog, I will tell you about 17 micro habits that have changed my life. These practices have benefitted my finances, health and self growth. But not just that, I’m going to give you practical tips on how to include them in your daily routine. Are you ready? Let’s get started!
Life Changing 17 Micro Habits That Will Transform Your Life Forever-
1. Create More Than You Consume
Thomas Cawley, author of Rich Habits, has found that “67% of wealthy people watched TV for an hour or less per day versus 77% of poor people watching TV for an hour or more per day.”
Actionable Tip: Try spending 15 minutes every day making something that you are excited about. It can be learning the new trends for your business, building and executing whatever you are developing or taking up a new hobby. Track your progress and make sure your
creation time > your consumption time
2. Put Some Distance between Yourself and the Wrong People
Show Notes “You are the average of the 5 people you spend the most time with”
Too many people who are negative and constantly complain in your life is quite enough. Ban toxic people from your life and surround yourself with uplifting and like-minded people.
Actionable Tip: You can choose your closest circle was comprised of books, podcasts and YouTube channels that pushed you forward.
3. Build an “I Can Do This” File
I log each milestone and major accomplishment. The “I Can Do This” file, or whatever works for you, is a motivator. Whenever I have self doubt, I think of this and remind myself of the battle I have faced and yet have fought through.
Simple Tip To Take Action: Keep a file physical or digital of the things you have created as a source of inspiration when times are tough!
4. Show Gratitude
Writing gratitude journals isn’t another “nice to do” — it’s a necessary activity for happiness. From the work of Dr. Sophia Godkin, I learned that the secret to happiness starts with gratitude (thankfulness).
Actionable Tip: In the evening, schedule a 5-minute reminder to write down at least one thing you’re thankful for. Consider pairing this practice with an app that makes it easy, like Day One.
5. Automate These Two Things (Saving & Investing)
“Do not save what is left after spending, but spend what is left after saving,” famously said Warren Buffett.
I automatically save and invest before even spending a dime further.
Actionable Tip: If you don’t already do so, set up automatic transfers to your savings and investment accounts. This guarantees you’re progressively developing your funds.
6. Get Specific About Your Goals
Crucial Alternative: Break down vague goals, like wanting to “save more money,” into specific terms. For instance, “Save $30,000 for a home down payment by the end of 2027.” Divide this into smaller, tangible milestones and reward yourself with each one to keep you excited.
7. Audit These Three Buckets
I segment my expenses into three buckets (Fundamental- essential needs, Fun- lifestyle choices, Future- growth investments). “It keeps me in control of my finances.”
What You Can Do About It: Track your spending intentionally to review your spending relative to your goals.
8. Discover Something New About Money Every Week
As Warren Buffett says, “The more you learn, the more you earn.” Once a week I spend an hour learning everything about finance such as investments, financial mindset etc.
Actionable Tip: Allocate a specific time each week dedicated to learning about money. Pick one new thing each week: behavioral finance — or budgeting tips.
9. Stop Caring About Opinions
One of the most difficult habits to shake off is giving a damn about other people. But when you do, you take bigger risks and pursue what matters to you.
Actionable Tip: Ask yourself, “In the larger picture of achieving what I want in life, how important is this person’s opinion?” Understand what matters and what your values are.
10. Understand the “Yes Trap”
Psychologists refer to this as the “Yes Trap” — a cycle of saying yes to everything, ultimately culminating in burnout and resentment. Saying no is freeing.
Actionable Tip: Be explicit about your goals. When you receive a request, consider whether it aligns with your goals; if not, use your voice and say no.
11. Invest in Yourself
There is no better investment than in yourself. Investments in education, fitness, or self-care compound over time.
Actionable Tip: Reserve time for activities that enhance your well-being. Make time to invest in yourself whether by learning a new skill, working on your fitness, or spending a day focusing on mental health.
12. Diversify Your Income Streams
And millionaires have several of them. It is a huge building block of wealth.
For Example: Seek out ways to create multiple income streams. Monetize a hobby (or some skill) you already have, and build up from there.
13. Simplify Decision Making
Steve Jobs and Mark Zuckerberg wore exactly the same clothes every day to make life easier by avoiding decision fatigue. Uncomplicating boring decisions can conserve brainpower for more critical work.
Actionable Tip: Reduce choice fatigue throughout your day by pre-deciding a few important choices. Have a work uniform or have a schedule for the day every day so you don’t have to waste time on choosing.
14. Network Within 10
In a podcast with Chris Donnelly — who earned $10 million in his first year — he highlighted the need to connect with the right people.
Actionable Tip: Work to meet at least 10 people a month who can add value to your network. And that’s what networking is all about: (hopefully!) It’s not just about who you can get to see you; it’s about who you can help grow as well.
15. Do Something Before You Are Ready
There’s never a perfect time to start something. Procrastination could often keep you away from your next big move.
Actionable Tip: Take the first step when the inspiration hits. Even if you’re not sure, action is always better than inaction.
16. Ask the Right Questions
Research has found that many people avoid talking about money with family and friends, but those conversations are key to financial freedom.
Actionable Tip: Ask your partner open-ended questions about their budgeting or saving strategies to start a casual conversation about money. Learn from the experiences of others, share yours
17. The 1% Progress Rule
This mindset is all about improving by small percentages — increasing your monthly savings rate by 1% or so. It’s all part of a long march of progress.
Tip to Take Action: Monitor small shifts in your financial habits. Even a slight change to how you save or invest can result in huge momentum over time.
Conclusion
17 Micro Habits That Will Change Your Life Forever Incorporating just a few of these habits into your life will help you transform, achieve financial independence, and improve your overall well-being. The key is to form a habit of regular, incremental actions over an extended period.
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